credit score

credit score
Getting a credit card with a damaged credit score?

I have a very low credit score due to a couple of cancellations and a couple of accounts in collections that I do not even know, but who are potential medical bills. I can not get a secured card at this time. Really only I want a card to make small purchases and increase my score. My questions are: What cards I can apply? How can I increase my score without card? And what an APR is good for my situation?

Hi, You can get your credit card here: http://CreditCardsForBadCredit.notlong.com

credit score

The credit score?

I have two credit cards in my credit report that I have ever used. I heard that the less available credit, the higher your score (except credit card that was the maximum). But I also heard that if you close accounts which lowers your score. If closed?

It's a tough question, given the information due to banks with different characteristics score reports credit bureau (ACB) differently. For example, a mortgage company is likely that the weight of the mortgage before the story more powerful than anything else in the score, the auto finance payment history automatic strong peso, etc. In general, lines of credit Revolving and how they pay probably the best indicator of how someone is going to pay a credit line / loan. If these are the only two issues report RBC, now would be a better idea to use one or two cards sparingly and pay monthly balances (or maintain low balances and do not leave they approach the high credit limits) to show responsibility in paying their credit lines. This will also help increase its creditors two lines of credit. How to help increase your credit limit? One of the actions included in the basic formulas that affect credit ratings (provided by the credit agencies themselves) is the ratio of outstanding credit balances (all together) over the sum of the maximum high credit rating. If this report gets out of hand (ie, all credit cards are full when approaching or beyond their limits) your score will certainly suffer harm. Other factors include collection accounts, bankruptcy (s), recovery (s), or anything else derogatory (delay in payments over 30 days +). Hope this helps. PS: If you're rich, I do not really worry!

What’s my credit score and How Do I Raise It?