debt consolidation with bad credit and no collateral

debt consolidation with bad credit and no collateral
Does anyone with bad credit used creditaxis.com?

It says more than 80 known small banks and companies that offer bad credit loans, Bad Credit home loans, bad credit car loans and bad credit personal loans for people with bad credit or even bankruptcy. Many They require absolutely no collateral and guarantors NO. Home ownership is not necessary. Several little-known companies that offer easy qualifying bad credit loans Signature, bad credit business loans, student loans bad credit, bad credit home equity loans, bad credit consolidation debt loans, quick cash loans. Bad Credit and Bankruptcies welcome. "However, we want you to pay a fee of $ 35 to receive the list of lenders, if anyone has used this site, please let me know if it is legit …. thanks

I would avoid the service. It is likely that the list of lenders are the same you can find free on the web. Avoid dealer retail cards. Almost all shops are Visa or MasterCard Avoid prepaid cards. No credit granted by so this does not help you rebuild your credit. If you report to credit bureaus, which charge an outrageous rate. Secured credit cards to avoid. That report says that does nothing to help rebuild your credit. I have listed some of the bad credit resources for you below.

debt consolidation with bad credit and no collateral

where I can get a loan secured with personal or bad credit in Canada?

I have bad credit, but want to start again and repair my credit, and I do not do debt consolidation, I just want a personal loan of $ 8,000, but I thought to give all the money I have as a guarantee to lenders greater confidence that they do not want to sell my jewelry, because it means a lot to me, the gold I have is worth about $ 12,000 – $ 15,000 (which is already estimated that a store of gold and diamonds), does anyone know where I can get a loan pawn that pawn shops and scamers? (Please, no comments derogatory)

It looks like a very bad idea to me, but lets first discuss certain issues. First, when you say you have an estimate of your jewelry I assume you mean you have an estimate of the value of sales or insurance. No bank will lend money on something. Jewelry is the most precious value in the artistic aspect. If a bank or were forced to sell jewelry, I'd be surprised how little a value that is why I never advise people to "invest" in jewelry … simply is not an investment. I would like more details what are their specific problems. credit repair takes years and it is better to slowly and methodically. There are no solutions fast, but each passing month increases your score if you follow these simple steps. 1) pay your bills on time. If you are late then never allow it to be more than 29 days late. Not reported to credit bureaus, except in the calendar month. so you can minstrel some things to help organize the first 2) reduce their credit cards to 1 or 2. Pay the cards with the highest rate in the first fort. It is also a good idea to pay the card balance small first and quickly get rid of them. This helps you psychologically and also reduces your cards in the credit bureau that will help you greatly. 3) search for objects in the house and sell them on eBay or a garage sale and use of funds to pay its debt. Again focus on a single letter at a time. Try to get a temporary part time work to pay the balance of your stars. 4) call your card company and try to negotiate better interest rates. Lots to do … and often if you pay the balance. 5) Get your credit card balances below 75% of card limit. Beyond 75% and closer to its interest rate limit SPIKE because they are considered a risk! 6) See all of their budget and reduce everything to at least until you get your card paid off. Get the minimum cable TV or off together. Review your plans and see if you can change or move to reduce your bill. DO NOT use your cell phone and reduce your plan …. It amazes me how many people using cell phones. 7) Call for increase (or a point of sale) or find a better paying job Good luck

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