Home Buyers Alert

US Homeownership Aspirations Aren't Dead: Owning a Home Remains a Defining ... - Stockhouse May 21, 2012
US Homeownership Aspirations Aren't Dead: Owning a Home Remains a Defining ...StockhouseOverall, more than half of consumers polled say homeownership is a vital component to defining the American Dream and 59 percent associated feelings of excitement or pride as part of their first time home buying process. TD Bank surveyed more than 1300 ...and more » […]
Bank growth slows as consumers pinch their pennies - Globe and Mail May 20, 2012
Globe and MailBank growth slows as consumers pinch their penniesGlobe and MailFor more than a decade, consumer loans have fuelled Canadian bank earnings, pushing profits upward as home buyers took out mortgages and consumers extended their lines of credit. But as the banking sector prepares to report second-quarter earnings this ...and more » […]

Jul

23

equifax credit report

By MSC

equifax credit report
Equifax credit report dispute?

I filed an online dispute with Equifax and they sent me an email saying that I have to send or fax through my driver's license, social security card or w2, and a utility bill to prove I am who I say I am before they can process research. That makes no sense to me conisdering had to respond to specific questions to prove who was I before I could get my credit report. I am concerned by mail or fax this material in because that is my whole life there. If someone was really trying to steal my identity, have everything you need … I wonder if there is another way around it because you have to do all that when I filed a dispute with TransUnion credit buerau. Thanks.

workеd Сredit repair it to fix my credit. Discussed and eliminated a lot of bad items from my credit report. I used this service – creditreport.fateback.com

equifax credit report

That lenders earn Equifax credit report?

I recently pulled my Equifax credit report and noted that the score more … I try to buy a house and I was wondering if anyone knows that lenders in California only pull a credit report from Equifax?

Most lenders pull all three reports and take the average score. The highest and lowest are not taken into account.

Free Equifax credit score – Check Your equifax credit score Free

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Mortgage Tip of the Day

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Canada-wide Mortgage News

Canadian banks' profits to grow, but at slower rate - Canada.com May 21, 2012
Canadian banks' profits to grow, but at slower rateCanada.comHowever, warnings from the banks also suggested that mortgage lending could drop off this year as consumers focus on reducing debt and mortgage lending softens. Tom Lewandowski, a financial services analyst with Edward Jones in St. Louis, said Canadian ...and more » […]
TEXT-Fitch: Canadian banks' residential mortgage exposure manageable - Reuters May 21, 2012
Trend.azTEXT-Fitch: Canadian banks' residential mortgage exposure manageableReutersLow interest rate levels and a favorable economic environment have fueled the upward trend in Canadian house prices over the past 10 years. Over this time period, house price increases have outpaced income, leading to record levels of household debt.Mortgage risk biggest […]