refinance car loan
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refinance car loan
When is it too early to refinance a car loan?
We had the car a little over a year and were thinking of refinancing for best April since our credit is in better shape now. It is too early to refinance?
If you can refinance your car now a interest rate considerably lower, one year at a good time to do so. Depending on the conditions of your current loan and the value of the vehicle you purchased, you may have negative equity in their vehicle, which can affect your ability to refinance. For example, if your car is worth $ 10K, but you owe $ 15K, no credit union or bank will be able to refinance their loan without a down payment to close the gap of negative equity. I suggest talking with your credit union Some local councils in their situation. They have the lowest rates and more flexible terms.
refinance car loan
What will lower interest rates after refinancing my car loan?
I bought a car two months ago and the dealer, I said that I can refinance my loan after 7 months. My current rate is 12, which will be after refinancing? please help! I live in New York if that helps
You do not really give us much information about your credit and it is difficult to say. Depend four important factors 1. equity in the car 2. Credit 3. the age of four cars. Assuming mile drive is a new car and the miles low, and this is his first car and have limited credit fair. You may be able to reduce its rate by half. But I do not think we enough information to tell.
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